Winter is fast approaching for the great pleasure of snowmobilers who will soon be able to travel thousands of kilometers on Quebec's wooded roads. In order to fully enjoy their favourite leisure activity, snowmobile enthusiasts should all be properly informed about the types of coverage for optimal protection of their vehicles.
Practice your Favorite Activity in Complete Safety
The Off-Road Vehicle Act requires all snowmobile owners to have at least $500,000 in liability insurance. Several situations can arise when it comes to vehicles, and third-party liability insurance protects you in the event of an accident that results in property damage or bodily injury to others. Thus, compensation would be paid to the victim by the insurer itself and not by you.
In the event of a collision with an object or a rollover of your snowmobile, insurance allows you to be covered if your vehicle is damaged during the incident. It is also possible to protect your snowmobile against theft, vandalism and fire. A broker who specializes in this area can help you determine the best insurance choice for you.
Finally, having accident insurance that offers financial protection in case of death or permanent injury in any accidental circumstances could prove very useful if the worst were to happen.
Are you Eligible for Discounts?
If your vehicle is equipped with an anti-theft or tracking system, you have no driving record violations or you have several snowmobiles to insure, then you may be eligible for a discount when purchasing snowmobile insurance.
You may be eligible for additional discounts if your snowmobile insurance is combined with your home or auto insurance.
The advantage of purchasing snowmobile insurance is the assistance program that provides you with emergency service in case of need. In fact, it includes the cost of assistance and support if you have an accident while riding your recreational vehicle.
To obtain a quote for your recreational vehicle, adapted to your activities, ask our brokers for advice. They are in the best position to help you.