Some risks are not covered by your standard health insurance and require a specific coverage. Critical illness means serious illnesses like cancer or a heart condition that cannot be cured in a few days.
Covers treatments and additional expenses
As opposed to Life Insurance, which pays a lump sum at the insured’s death, Critical Illness Insurance allows you to receive a tax-free benefit when diagnosed with a critical illness.
Complementary to Disability Insurance, Critical Illness Insurance’s benefit can be used to cover these expenses and many more:
- Home care
- Travelling abroad for treatments
- Home adaptations and vehicle modification
- Loan repayment
Critical Illness Insurance allows you to maintain a certain quality of life in spite of your illness.
Because each situation is unique, Lussier Dale Parizeau’s financial advisors are here to guide you towards the insurance product that will meet your needs and ensure your peace of mind and that of your family.