Assurance vie et maladie | Vie permanente | Lussier Dale Parizeau

Mortgage Insurance

Mortgage Insurance is intended for all owners and future owners. It will cover your mortgage payments in the event of an untimely death or a disability, thereby shielding your family from a difficult financial situation.

Your lending institution will probably offer you to buy the Mortgage Insurance from them. But legally, they cannot require that you purchase this insurance from them or an insurer of their choice – neither when you apply for a loan, nor at renewal.

You would be better off getting your Mortgage Insurance from an insurance broker

Benefit paid to the beneficiary

By purchasing your insurance with Lussier Dale Parizeau, in the event of death, the benefit would be paid to the beneficiary of your choice, and not to the lending institution. The beneficiary would then be free to use part of that amount for something other than settling the mortgage in full.

Keep your insurance if you change institutions

With Lussier Dale Parizeau, you keep your coverage even if you change lending institutions. If you were insured with your financial institution, you would have to apply for a new insurance. Your premium could then increase or you may even be turned down for health reasons.

Choose a fixed or decreasing death benefit

Finally, when your Mortgage Insurance is with Lussier Dale Parizeau, you can choose between a fixed or decreasing death benefit, when the lending institution will only offer the second option.

Once your mortgage is paid off, the insurance can be converted into a Permanent Life Insurance.


Because each situation is unique, Lussier Dale Parizeau’s financial advisors are here to guide you towards the insurance coverage that will meet your needs and ensure your peace of mind, and can offer you a free evaluation of your mortgage insurance.




5 reasons to choose Lussier Dale Parizeau

  • 1

    Peace of mind
    Our brokers and financial security advisors have a solution for every situation that takes into account your age, your occupation and your personal needs to protect your quality of life and your financial stability.

  • 2

    Our service
    Your Lussier Dale Parizeau broker is at your service every step of the way, from quote to claim.

  • 3

    Competitive costs
    Thanks to our vast network of insurers, your Lussier Dale Parizeau broker can help you get you the best coverage and make the best investments to safeguard your assets and your lifestyle.

  • 4

    One-stop shop
    Save time and avoid insurance overlaps by entrusting your personal insurance and investments to a broker that knows you well.

  • 5

    Isn’t it reassuring to deal with a prestigious and stable firm that has been standing by its clients’ side for decades?

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