Medical Expenses Insurance Without Medical Examination

Your Medical Expenses Insurance coverage in just a few clicks!


Medical Expenses Insurance

Did you know that many Canadians today, whether self-employed, contract workers or retirees, do not have access to group insurance?

When you reach the limit of coverage provided by the public plan, Medical Expenses Insurance can offer you peace of mind by covering certain expenses related to unexpected medical problems.

An accident or illness can be costly

When an accident or illness occurs, certain costs are not covered by the health insurance plan in your province. You may then be responsible for the costs of:

  • Ambulance transport;
  • Hospitalization costs;
  • Convalescent home;
  • Nursing fees upon medical referral;
  • Home care;
  • Diagnostics and laboratory fees;
  • Medical supplies;
  • Dental care following an accident;
  • Fees for the following professionals:

Chiropractor, speech therapist, osteopath, psychologist, podiatrist, physiotherapist, naturopath, acupuncturist, orthotherapist, homeopath, physiotherapist, dietician or hearing and speech therapist.

*A statistic on the average annual professional fees paid by Canadians for health care services that are not covered.*

How it works

In just a few clicks, a contract is issued on the web, without medical tests.

  • 01

    Validate your eligibility

    And at the same time, you will obtain your monthly premium

  • 02

    Confirm your choice with your advisor

    Continue your online application in good hands

  • 03

    Proceed to payment

    On our simplified and secure platform

  • 04

    You are insured!

    Your insurance policy will be sent to you by email.

The protection

  • Up to 40$ per treatment with a health professional (physiotherapist, chiropractor, etc.)

  • Unlimited compensation for ambulance transportation.

  • Up to 1 000$ for diagnostic services and laboratory fees.

  • Up to 1 000$ for casts, slings and hernia bands.

  • Up to 500$ for hearing aids.

  • Up to 500$ for dental care following an accident (per tooth).

The medical expenses insurance product is
issued by the insurer Humania Assurance.