Habitation de haute valeur | Lussier Dale Parizeau

High-Value Home Insurance

Your home is an integral part of your property assets. It needs to be well protected. We highly recommend to high-value home owners to purchase an exclusive insurance offering superior coverage tailored to the specificities of their home.

Wondering if you are concerned?

Depending on your location, you could be if your home is valued at $500,000 or more, but also if it has distinctive architectural and decorative elements.

Insuring such high-value properties requires enlisting the help of experts who know and understand the specific needs required to protect them.

Lussier Dale Parizeau offers you the service of a dedicated team of professionals who have a vast knowledge and expertise in the high-value insurance field.

After signing your insurance contract, a free comprehensive assessment of your house will be carried out to make sure that no detail was left out and that the coverage selected are suitable. Also, in the event of a claim, this assessment will allow us to properly meet your replacement needs.



We are insuring a lifestyle

With a high-value home insurance, you can be sure that in case of loss, you will receive an outstanding personalized service. We will cater to your needs and will do our very best to meet your requirements and make your life easier.

Need a specific insurance?

Lussier Dale Parizeau is also offering protections that are tailored to your specific circumstances. If you need insurance for:

Lussier Dale Parizeau - Assurance Cave a vin

your wine cellar,

Lussier Dale Parizeau - Assurance Bijoux

your jewellery,

Lussier Dale Parizeau - Assurance Oeuvre-d-art

or your fine arts,

we will provide you with the best product to protect your most prized possessions.



*This form takes less than one minute to complete.


Coverage for your high-value home

  • Basic Coverage

    • Civil Liability
    • Property Insurance
    • Comprehensive Forms (except exclusions)
    • Unlimited additional living expense
  • Additional coverage available as needed

    • Guaranteed replacement cost
    • Compensation with no obligation to rebuild at the full amount of insurance
    • Specific coverage for custom-built houses, with a unique architecture, or designed with custom materials. In the event of a claim, qualified experts are mandated when rebuilding to ensure it complies with the original plans of the house.
    • Heritage home covered for its exact reproduction cost in the event of a claim or total loss, using experts to rebuild it.
    • Worldwide liability
    • Excess liability insurance (Umbrella) covering all personal use vehicles and all residential real estate belonging to the insured.
    • Coverage for second home in Florida under the basic policy
    • Coverage for second or seasonal home available with broad form (all risks and replacement cost) even if rented out to a third party
    • Coverage for freezing and thawing of indoor and outdoor swimming pools, spas, and saunas
    • Specific coverage for collections
    • Additional coverage for valuables: higher limits available and option to cover them specifically
    • Extended water damage coverage: above ground water seepage and sewer backup are automatically covered. Ground water seepage coverage is also available.
    • Pair and set clause available: if an item belonging to a set is damaged and cannot be repaired, the complete set will be changed to maintain its consistency

Here are 5 reasons to get a High-Value Home Insurance quote from Lussier Dale Parizeau

  • 1

    Fast and dedicated service:
    A team of brokers at your service at all times offering you the best coverage at the most competitive price.

  • 2

    Your assets come first:
    Your brokers protect your interests at all times.

  • 3

    One-stop shop:
    Consolidate all your financial services and insurance under one roof thanks to our unique expertise.

  • 4

    A century-old prestigious and stable firm:

    Lussier Dale Parizeau has proven and sound expertise, standing by the side of our clients for decades.

  • 5

    A fair assessment and a fair protection for your high-value property thanks to the skills of our specialized brokers.

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