Gestion risque | Lussier Dale Parizeau


Under Bill 39 (July 1, 2014), all businesses with 5 or more employees are required to set up a Retirement Savings Plan for their employees aged 18 and over who do not have access to such a group plan.

VRSP is a vehicle designed by the government in the wake of the law, as a voluntary scheme.

Key features of VRSPs include:

  • Restricted number of providers
  • Limited choice of investments
  • Few deductible expenses on asset returns
For employers: For employees:
  • Easy to implement
  • Voluntary contribution
  • No payroll tax on employee contributions
  • Voluntary contribution, but automatic inclusion when implementing the plan (employees can unsubscribe later)
  • Non-locked-in contributions


Please see our Pension Plan Comparison Chart for more information.

Our Group Annuity Plans Advisors can assist you in implementing a VRSP for your business. They will be happy to help you assess your company profile in order to offer you the plan that best meets your needs and those of your employees.




5 reasons to choose Lussier Dale Parizeau

  • 1

    Peace of mind
    Our brokers and financial security advisors have a solution for every situation that takes into account your age, your occupation and your personal needs to protect your quality of life and your financial stability.

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    Your Lussier Dale Parizeau broker is at your service every step of the way, from quote to claim.

  • 3

    Competitive costs
    Thanks to our vast network of insurers, your Lussier Dale Parizeau broker can help you get you the best coverage and make the best investments to safeguard your assets and your lifestyle.

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    Save time and avoid insurance overlaps by entrusting your personal insurance and investments to a broker that knows you well.

  • 5

    Isn’t it reassuring to deal with a prestigious and stable firm that has been standing by its clients’ side for decades?

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